Credit Card Surcharging, U.S. Bank Financing, RfP™ Billing, and Intuit® QBO QuickBooks® Online Sync

To deliver relevant, low-cost, and fully integrated in-office dental payment solutions for today’s modern dental practice. Our platform supports compliant credit card surcharging, U.S. Bank-backed patient financing for large dental bills, real-time payments via FedNow® and RTP®, and automated reconciliation with Intuit® QBO QuickBooks® Online—all designed to streamline billing, improve collections, and enhance the patient experience.

todaypayments.com— with Strictly|Dental—offers the most comprehensive merchant processing platform built exclusively for dental practices. We integrate with over 10 cloud-based patient management systems (PMS), support ISO 13485:2016 compliance, and deliver seamless billing via in-office terminals, online RfP™ dashboards, text-to-pay, and QR codes. Compared to Stripe, Plaid, and PayPal, our solution delivers more automation, deeper QBO integration, and true dental practice compatibility.


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| 239 Shares | Tags: QuickBooks® Real-Time Payments Request for Payments

QuickBooks Online Software QuickBooks Accounting Software Image
  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.

The Complete Dental Payment Solution with FedNow®, RTP®, and ISO-Certified PMS Integration

FedNow Real-Time Payments Compare your current payment processor (Stripe, Plaid, PayPal, etc.) ~ Credit Cards, Same-Day ACH, FedNow® and RTP® for Patient Payments Real-Time Payments Bank Reconciliation



How to Get Approved for Credit Cards, Surcharging, Same-Day ACH, FedNow® & RTP® Merchant Processing

Fast approval in 3 steps—integrated with QuickBooks® Online:

  1. Submit your EIN, banking info, and practice profile (solo, group, DSO, etc.)
  2. Choose your services: credit card surcharging, U.S. Bank financing, ACH, FedNow®, and RTP®
  3. Go live within 24–48 hours—start billing patients with alias invoicing, real-time good funds, and no chargebacks

We onboard dental offices across all 50 U.S. states, and support full multi-provider, multi-location practices.


Ask us How:

1. Dental practices can now offer secure, instant financing for large patient bills while eliminating card fees through compliant credit card surcharging, all synced directly to QuickBooks® Online for automated A/R management.

2. With todaypayments.com and Strictly|Dental, offices gain access to ISO 13485-certified PMS partners that integrate payments, scheduling, imaging, and treatment plans—ensuring a streamlined patient journey from start to finish.

3. Unlike Stripe, Plaid, or PayPal, our platform was built for the specific financial, clinical, and diagnostic needs of modern dental offices—featuring alias-based Request for Payment (RfP™) invoicing and no-chargeback FedNow® and RTP® settlement.

4. Accept payments from mobile, terminal, QR, or SMS, while offering U.S. Bank-backed patient financing and reconciling everything automatically in QuickBooks®—all from one platform purpose-built for dental practices.


Top Feature-Rich Reasons to Choose todaypayments.com for Dental Payments

1) Services: Credit Card Surcharging & U.S. Bank Patient Financing

  • Accept all major cards with legal surcharging — no card processing fees for the dental office
  • Instant U.S. Bank financing for high-ticket procedures — implants, full-mouth rehab, ortho
  • Pre-approvals with no hard credit pull and soft monthly pay plans
  • HSA/FSA and debit card support at point-of-care
  • Clear disclosures for patients and compliance with state surcharge rules

2) Solutions: Total Terminal + Online Dashboard + RfP™ Ecosystem

  • Full range of terminals: chip/EMV, contactless, wireless handhelds
  • Recurring and one-off patient billing via RequestForPayment.com dashboard
  • Text-to-Pay, mobile wallet (Apple Pay, Google Pay), QR Code billing
  • POS + real-time A/R reconciliation with QuickBooks® Online integration
  • Alias-based invoicing for secure patient communication—no routing/account sharing needed

3) Benefits: For Patients and Dentists

  • Patients: Flexible options, financing, secure digital communication, transparency
  • Dentists: Faster payments, fewer billing delays, zero card fees, and reduced A/R aging
  • Higher treatment plan acceptance with same-day payment or financing options
  • Modern digital-first billing aligns with patient preferences and expectations
  • Streamlined accounting, less manual entry, and fewer missed receivables

4) Features: Built for In-Office + Clinical Payment Workflows

  • Integrated A/R dashboard with Request for Payment (RfP™) aging and reminders
  • Hosted payment pages for off-site billing and post-treatment collection
  • QR-code generation embedded in invoices and POS receipts
  • Multi-location, multi-MID support with centralized dashboard
  • ISO 13485-certified PMS partnerships for diagnostic imaging, scheduling, and billing

Request for Payment (RfP™) Parameters, Attributes & QuickBooks® Integration

Text Mobile Request for Real-Time Payment

Field

Description

<Cdtr>

Dentist or practice name (Payee)

<CdtrAcct>

Receiving account info (tokenized or hidden if using alias invoicing)

<RmtInf>

145-character unstructured remittance field linked to invoice/treatment

<ReqdExctnDt>

Date/time the payment is expected by

<CdtrSchmeId>

Alias for payee (e.g. email, phone number)

QuickBooks® Sync

Real-time reconciliation of payments, invoices, journal entries

RfP™ Aging

Dashboard tracks status of open, paid, overdue RfPs with reminders & aging


Conclusion to Marketing and Branding to https://www.todaypayments.com

Tired of absorbing card fees and manually chasing payments on large dental procedures?
todaypayments.com delivers the only complete dental-first payment solution that includes:
Zero-fee credit card surcharging
U.S. Bank financing for large patient bills
Real-time RfP™ invoicing with FedNow® & RTP® good funds
QuickBooks® Online integration for instant reconciliation
PMS partnerships certified to ISO 13485 standards

Partnered with Strictly|Dental and featuring the RequestForPayment.com dashboard, we go far beyond Stripe or PayPal with a dental-specific approach that gets your practice paid faster, easier, and with less overhead.

👉 Visit todaypayments.com to activate your complete dental merchant solution today.
Modern dental payments. Certified. Connected. Complete.

Request for Payment

Creation Request for Payment Bank File

Enhance Your todaypayments.com using QuickBooks QBO, Payment Requests with FedNow’s ISO 20022 Messaging

Streamline Payments with Advanced Request for Payment Options:

Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.

Flexible Invoice Details with ISO 20022 Messaging:

Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or todaypayments.com/HostedPaymentPage.html through our seamless integration solution.

Customizable Merchant Pages for Enhanced Customer Experience:

Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.

Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

Start using our FedNow Real-Time Payments Bank Reconciliation:

FedNow Bank Reconciliation

 Dynamic integrated with FedNow & Real-Time Payments (RtP) Bank Reconciliation: Accrual / Cash / QBO - Undeposited Funds


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