Real-Time Payments Gateway


Top Reasons to Choose the Most Complete In-Office Dental Payment Solution


To provide dentists and dental practices with modern, affordable, and fully integrated in-office and online payment systems—including surcharged credit card payments, U.S. Bank-backed patient financing for large dental bills, and full Request for Payment (RfP™) automation—all synced with QuickBooks® Online for seamless account reconciliation and supported by top dental PMS platforms.

todaypayments.com, in partnership with Strictly|Dental, delivers a comprehensive merchant solution for dental practices. We empower offices to accept payments via chip, swipe, tap, mobile wallet, text, or QR code—while integrating RfP™ invoicing, credit card surcharging, and U.S. Bank-backed patient financing into one seamless platform that syncs with QuickBooks® and over 10 ISO 13485-certified patient management systems (PMS) . Unlike Stripe, PayPal, or Plaid, we offer dental-specific features, lower costs, and better automation—all with ISO-certified compliance.

Use Credit Card Surcharging, Patient Financing with U.S. Bank, and FedNow® and RTP® Real-Time Payments RfP™ Integration Made Easy

Dental Office Integrated Real-Time Payments

How to Get Approved for Credit Cards, Surcharging, Same-Day ACH, FedNow® & RTP® Merchant Processing?

In 3 simple steps, you're ready to collect payments smarter and faster:

  1. Submit your business details, tax ID, and preferred payment options.
  2. Choose from: credit card surcharging, U.S. Bank financing, ACH, FedNow®, and RTP® processing.
  3. Go live in under 48 hours with full access to POS terminals, QuickBooks® sync, and RfP™ invoicing.

We support dentists in all 50 U.S. states, whether you’re solo or part of a multi-location DSO.

Ask us How:

1. Dental practices can now process large patient bills using real-time payments via FedNow® and RTP® while eliminating credit card fees through compliant surcharging and offering U.S. Bank-backed financing to help patients say yes to care.

2. With todaypayments.com, dentists get a unified payment system combining in-office terminals, mobile wallets, alias-based RfP™ invoicing, and automated QuickBooks® integration—all from one dashboard built for dentistry.

3. Unlike Stripe, Plaid, or PayPal, our dental-first solution includes recurring patient payment support, RfP™ aging, and full integration with top cloud-based PMS platforms certified under ISO 13485:2016.

4. Dental offices can now accept payments chairside or remotely using handheld terminals, text-to-pay links, QR codes, and hosted pages—all backed by secure reconciliation tools and good-funds real-time rails with zero chargebacks

Accept Payments in-Office, Online, via Mobile Wallets, QRC, or Text—All Synced with QBO

FedNow Real-Time Payments Compare your current payment processor ~ Credit Cards, Same-Day ACH, FedNow® and RTP® for Patient Payments

Enhanced Decision-Making for Payments: Our comprehensive comparison helps you identify which platform best suits your business needs for instant payments, ensuring efficient and secure transaction processing. This analysis provides a clear view of each system's strengths, from real-time fund availability to integration capabilities with existing financial infrastructure.


Top 4 Feature-Rich Reasons to Choose Our Complete Dental Payment Ecosystem

1) Services: Credit Card Surcharging + U.S. Bank Patient Financing

  • Accept all major cards with compliant surcharging—no card fees to the dental office
  • Offer instant financing from U.S. Bank for procedures over $1,000
  • Enable in-office financing decisions with soft-pull credit approvals
  • Support FSA, HSA, ACH, and credit at the point of care
  • Deliver flexible recurring or one-time billing plans to maximize treatment acceptance

2) Solutions: Total Terminal + Online Dashboard + RfP™ Automation

  • In-office terminals (chip/EMV, tap-to-pay, handheld) for front desk or chairside
  • Patient-facing RequestForPayment.com dashboard for one-off and recurring billing
  • Accept payments via Text-to-Pay, QR Code, and mobile wallet (Apple Pay, Google Pay)
  • Seamless POS and QBO integration for instant AR reconciliation
  • Includes full RfP™ aging, batch uploads, hosted payment pages, and alias-based invoicing

3) Benefits: For Both Patients and Dentists

  • Patients enjoy payment flexibility, transparency, and financing confidence
  • Dentists benefit from faster payments, no card fees, and lower AR balances
  • Reduce billing friction with mobile-first experiences and RfP™ reminders
  • Accept all forms of payments in the operatory, at the front desk, or remotely
  • Improve treatment plan conversion and collections with financing built in

4) Features: Built for Clinical and Financial Workflows

  • Automated A/R reconciliation synced to QuickBooks® Online
  • Alias and hosted payment links sent via email, SMS, or portal
  • Real-time payments via FedNow® and RTP® with no chargebacks, no revocation
  • Full support for multi-MID, multi-location dental organizations
  • Compliant with ISO 13485:2016 via integrated PMS partners—secure and certified

Request-for-Payments (RfP™) Parameters, Attributes, Benefits, and Features

Text Mobile Request for Real-Time Payment

Category

Details

Format

ISO 20022-compliant RfP™ XML messages

Data Fields

<Cdtr>, <CdtrAcct>, <ReqdExctnDt>, <RmtInf>, <CdtrSchmeId>

Remittance Info

Up to 145 characters unstructured, linking invoice details

Invoicing Options

QR Code, Alias-based, Email, Hosted Page, Text-to-Pay

Aging Tools

RfP™ A/R dashboard with automatic reminders and status tracking

Merchant Control

Dashboard for recurring, scheduled, or manual invoice management

Settlement Type

Real-time good funds via FedNow® and RTP®; no revocation or chargebacks


Conclusion to Marketing and Branding to https://www.todaypayments.com

If your dental office is still absorbing credit card fees or chasing down unpaid balances, it’s time for a smarter way to bill and get paid.

Featuring and powered by todaypayments.com, offers the most complete dental payment ecosystem:
Zero-fee card acceptance with surcharging
U.S. Bank patient financing embedded in your workflow
Text-to-pay, QR, mobile wallets, and hosted invoices
Real-time payments with no chargebacks
Automated A/R synced with QBO and over 10 certified dental PMS platforms

Visit todaypayments.com today and schedule your free onboarding.
Modern payments for modern dentistry—finally, everything you need in one place.


Contact Us for Dental Office Payment payment processing