%KEYWORD% [Credit Cards, ACH, FedNow, Real-Time Payments]

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Today Payments %KEYWORD% [Credit Cards, ACH, FedNow, Real-Time Payments]
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Your current Payment Processor or Any Bank / Competitor




Monthly Cost Calculator

Enter your Monthly Transactions, Sale Price per Transaction, Interchange / Discount %,Transaction Fee, Monthly Fee and Annual Fee details below to calculate costs for each payment method:

Payment Type Input Your Number of Monthly Transactions Input Your Average Sale Price Per Transaction Input Your Current Bank: Interchange / Discount % Input Your Current Bank: Transaction Fee Today Payments: Interchange / Discount % Today Payments: Transaction Fee Your Current Bank Cost Today Payments Cost Monthly Savings
Credit Cards
ACH
FedNow
Real-Time Payments
Monthly Fee 19.95
Total Monthly Cost Savings Savings

Today Payments Credit Card/ACH Fees/FedNow/Real-Time Payments:

Credit Card fees summarized are as follows:

VISA / MasterCard/ Discover / American Express-

Interchange 2% plus 35 Basis Points = 2.35% + $0.10 per transaction for all transaction types - keyed / MOTO and eCommerce 
Authorizations $0.10 per transaction

 

ACH Fees summarized are as follows:

.75% + $.30  per debit transaction

$2.50 per return ( bounced / closed account )

$25.00  per unauthorized return  (Like a Chargeback / Unauthorized Return) 

FedNow Fees summarized are as follows:

.75% + $.30  per debit transaction

$2.50 per return ( bounced / closed account )

$25.00  per unauthorized return  (Like a Chargeback / Unauthorized Return / Reject) 

Real-Time Payments Fees summarized are as follows:

.75% + $.30  per debit transaction

$2.50 per return ( bounced / closed account )

$25.00  per unauthorized return  (Like a Chargeback / Unauthorized Return / Reject) 

Other Account Fees are as follows:

Credit Cards:
$ 26.95 - Monthly 

$ 12.95 - PCI fee 

$ 9.95 - Next Day Funding - (Optional for CC accounts / 2-3 business days is always free)

$ - 0 - Application Fee 

$ - 0 - Setup Fee  

$ 59.95 - Annual Fee for Cards 

ACH:
$ 10.95 - Monthly (Discounted ACH add-on with CC account)

(or $19.95  for an ACH only account)

$ 29.95 - Annual Fee for ACH 

FedNow:
$ 10.95 - Monthly (Discounted FedNow add-on with CC account)

(or $19.95  for a FedNow only account)

$ 29.95 - Annual Fee for FedNow 

Real-Time Payments:
$ 10.95 - Monthly (Discounted Real-Time Payments add-on with CC account)

(or $19.95  for a Real-Time Payments only account)

$ 29.95 - Annual Fee for Real-Time Payments 

* Disclosure: The figures and calculations presented on this page are intended as rough estimates only. Actual Credit Cards, ACH, FedNow and Real-Time Payments payment processing rates may vary based on individual business profiles, transaction volumes, and specific contractual terms. For a more accurate and comprehensive analysis of your unique payment processing needs, we encourage you to call Today Payments (866) 927-7180 to request a personalized report. Our experts will help you evaluate your transaction history, business model, and specific requirements to provide the most cost-effective and up-to-date payment processing solution.
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