Good Funds & Wire Solutions
Online integrated Origination, Sending, Receiving and Recordation of all Good Funds Transfers.
"All participants receive instant real-time electronic notifications. Use our online Payment Gateway interface or integrate your in-house system with our API"
Credit Card Processing
Retail Face-to-Face
Mail Order Telephone Order
eCommerce Internet Sales
eMail Invoicing
Check Processing
Online Reporting with Images
Stop Going to the Bank
Next Day Funding
Check 21 - Remotely Create Checks
Electronic Check
Who is Today Payments?
Real-Time Payments at the speed of life ™ ~
Request for Payment RfP ™
The FedNow Service Instant Payments
(... "RealTimeACH.com" coming soon! ...)
Integrated QuickBooks Payment Processing
What are Good Funds?
Real time interbank payments
Good Funds, is defined simply as: Collected funds in a bank account and usable immediately by the owner of the account. Our "Good Funds" payment gateway allows for real-time digital payments that are immediate, irrevocable, intra-bank and/or interbank account-to-account (A2A) transfers that utilize a real-time messaging system connected to every transaction participant through all U.S.-based financial institutions. Funds are available for use by the receiver and real-time confirmation is provided to both you ("the sender") and receiver in seconds. Most Good Funds transactions are "Credit Push" versus "Debit Pull."
What we do
Good Funds Gateway, we believe, is the only payment processing gateway providing Instant Payments of "Good Funds" transactions, Wires, Visa Direct, ACH, Electronic Check, Credit Card, Debit Card and Paper Check conversion/payment solutions all with one convenient login with the additional benefit of accounting software integrations! Today Payments Gateway Merchant Services is one of the fastest-growing privately held electronic funds transfer processors in the United States. TPGMS customers benefit from a comprehensive suite of payments products and services. Our customers receive faster availability of funds on deposited items and instant notification of items presented for deposit, all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology, TPGMS provides tools to help organizations of all sizes reduce transaction costs, mitigate risk and increase efficiencies. Imperative element in instant payments is two-factor authentication, where users must prove their identity in two out of three ways (something they are, something they have and something they know), Our system ensures proper Authentication, Authorization, Verification, Settlement, Notifications and Postings.
Value through Innovation
Your Choice ~ Integrate your software system with us (e.g. Real Estate / eCommerce / Accounting / Billing / CRM / Invoicing or, send us your API and we'll integrate with YOU! Since inception, TPGMS has focused on providing maximum value to our customers by expanding the technological capabilities of core payment infrastructures. Through these developments, we have been able to help our clients reduce their operating costs, increase cash flow and maximize their resources. As the payment industry evolves, TPGMS is committed to providing leadership and solutions that leverage emerging technologies. Through these innovations, we fulfill our company's primary objective: to provide our clients with the services and tools they need to succeed.
TodayPayments.com offers a range of
features that align well with what U.S. merchants
typically look for in a payment processor. Key features
include:
- Security and Compliance:
TodayPayments emphasizes strong security measures,
including PCI DSS certification, encryption, and
tokenization, ensuring that sensitive customer data
is protected.
- Diverse Payment Options:
The platform supports a wide array of payment
methods, including credit cards, ACH transfers,
FedNow transactions, Real-Time Payments and
electronic checks (eChecks). This flexibility allows
merchants to accommodate various customer preferences
and streamline transactions.
- Integration with Existing
Systems: TodayPayments integrates directly with
popular accounting software like QuickBooks, which is
a significant advantage for businesses that need
seamless financial management and reporting. This
integration supports both online and desktop
versions, adding to its appeal for merchants.
- Competitive Pricing: The
platform offers competitive transaction fees and
pricing plans that are designed to save merchants
money as their transaction volume increases. There
are no hidden fees, and merchants benefit from low
rates and fast funding options.
- Real-Time Reporting and
Management: Merchants can monitor all payment
processing activities in real-time, which is crucial
for managing cash flow and making informed business
decisions. The system also offers features like
recurring billing, batch processing, and email
invoicing.
- Customer Support and
Flexibility: TodayPayments offers 24/7 customer
support, no long-term contracts, and a money-back
guarantee, making it a flexible and reliable choice
for businesses of varying sizes and needs.
However, it's important to note that
some reviews raise concerns about potential proximity to
suspicious websites and issues related to
trustworthiness. Therefore, merchants should carefully
evaluate these factors when considering TodayPayments as
their payment processor.
Overall, TodayPayments provides many
of the features that U.S. merchants desire in a payment
processor, but as with any service, it's essential to
weigh the benefits against any potential risks
(Today
Payments).
Today Payments Gateway Merchant Services
...continues to meet the challenge of our clients by offering cost effective "good funds", Real-Time Payments, FedNow transactions, Visa Direct, credit card, ACH and e-check payment processing services into the electronic payment solutions banking system. Electronic banking includes the transfer of funds between companies (B2B) and/or (B2C) consumer accounts for collection and payments.
Good Funds Payment Processing
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Core Features
Our System works with all banks!
Online integrated Origination, Sending, Receiving and Recordation of all Good Funds Transfers. All participants receive electronic notifications.
Use our online Payment Gateway interface or integrate your in-house system with our API -
Financial Institutions
Keep your current Banking Relationships!
Today Payments Gateway's inter-bank digital payment transfer system works with all Banks and Credit Unions that are participants in the US Federal Reserve System.
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What about Data?
Secure Data with Good Funds Network
Your data is serious business. Our white glove approach ensures your data is highly protected and available online real-time.
Includes QuickBooks� and other accounting and escrow/title integrations. -
ACH & EFT Processing
Payment Solutions with ACH Processing
Whether your company is a Web address, street address or office, you're banking on sales of products and services to keep your business thriving. And that means you need bona fide payments, whether by automated clearing house (ACH), electronic funds transfer (EFT), e-Check or other means.
- Automate
Accounts Payable - Automate
Accounts Receivable - Apply
Payments through
QuickBooks® - ACH Billing
Accounts Payable
- Automate
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Electronic Funds Transfer
Electronic Funds Transfer can be used by all merchants no matter what their size.
EFT, Electronic Funds Transfer can be used by all merchants no matter what their size. EFT is a system of transferring money from one bank account directly to another without any paper money changing hands. One of the most widely-used EFT programs is Direct Deposit, in which payroll is deposited straight into an employee's bank account.
Transactions are processed by our bank through the Automated Clearing House (ACH) network, the secure transfer system that connects all U.S. financial institutions.
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Payment Solutions
Perform many types of transactions with ease.
We specialize in Good Funds & ACH processing for online retailers, but we offer a wide array of services as well.
Perform the following types of transactions with ease:
- Check Conversion Remote Deposit
Capture - Check 21 - Check-by-Phone
- Recurring
Debits & Credits - One-Time
Debits & Credits - Batch File
Uploads - High Risk
ACH Processing - NACHA
File Format Software - Online Checks
from your Website
- Check Conversion Remote Deposit
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eChecks
eChecks clear much faster than written checks.
eChecks, also known as Electronic Checks or Web Checks allow you the capability to accepting check payments on your website over the telephone, both one-time & recurring.
An e-Check is an electronic transfer of funds in which the money is taken from your customer's bank account, typically a checking account. The account's routing number and account number are used to draw funds from the account. e-Checks clear much faster than written checks.
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Payment Gateway
Online and Real-Time
Our Online Payment Processing Gateway / Virtual Terminal allows you the capability of performing, Recurring and One-Time Payments, Checks-by-Phone, etc. Complete online real-time reporting.
Our Advantages
Lowest Rates |
Low Rates and Fast Funding
We offer the absolute Lowest Rates Rate Quote and faster funding than other providers |
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Our Promises to YOU |
Call us for more promises!
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Integration |
Works with QuickBooks® Versions above 2007
Use your QuickBooks® Hosted Online and desktop versions: Pro, Premier, and Enterprise Editions as early as 2007. Not compatible with the online edition |
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Ease of Use |
Payment Option Variety
Make it easier for customers to do business with you by accepting a variety of payment options |
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Accept All Payment types |
Accept Credit Cards, ACH (eCheck) & Paper Check Transactions
Most providers only support credit card transactions. Expand your ability to collect payments |
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Simplify |
A Single System
Simplify your financial operations with a single system and single set of records for all payment processing, whether web order, phone order, cash sale or invoice payment |
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Cash Flow |
Shorten time to Payment
Improve cash flow and shorten time to payment with cost-effective credit card, business card and purchasing card acceptance |
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PCI Compliant |
Customer Vault
Use our powerful Customer Vault, with payment Tokenization, to store billing information in a PCI Compliant system and issue subsequent transactions against that billing information |
Good Funds News
- A2A Business Payment Service
FedNow Service - U.S. Federal Reserve's Real-Time Payments coming 2023
August 5, 2019 Federal Reserve announcing FedNow Real-Time Payments!
U.S. Payment System: Recommendations for Safe Evolution and Future Improvements
Federal Reserve System - Availability of Funds and Collection of Checks: Proposed Rule
Federal Reserve - Faster Payments Initiative (part 1)
Federal Reserve Banks
NACHA - National Automated Clearing House Association
Secure Exchange - Good Funds Network
Faster Payments Task Force Final Report (part 2)
ACH APIs to transform the Payments Industry
FedNow Service - U.S. Federal Reserve's Real-Time Payments coming 2023
August 5, 2019 Federal Reserve announcing FedNow Real-Time Payments!
U.S. Payment System: Recommendations for Safe Evolution and Future Improvements
Federal Reserve System - Availability of Funds and Collection of Checks: Proposed Rule
Federal Reserve - Faster Payments Initiative (part 1)
Federal Reserve Banks
NACHA - National Automated Clearing House Association
Secure Exchange - Good Funds Network
Faster Payments Task Force Final Report (part 2)
ACH APIs to transform the Payments Industry
Stop Going to the Post Office to Mail Checks!
Funds Automatically Deposited in your Existing Bank Account.
Perform the following types of transactions with ease:
- ~ using the Today Payments Gateway Payment Widget send the receiver an Email message with your inter-bank link "...consumers and businesses indicated that they would rather share an e-mail address or a phone number to make/receive payments instead of sharing their bank account numbers." Page 29, Strategies Improving US Payment System
- ~ send the receiver an ACH Credit (See SameDayACH.com for Same-Day Clearing of ACH Credits.
We offer a wide variety of payment processing solutions to fit any size business. By telling us (give us a call toll-free or send us an email) the type of payment service you are looking for, you will help us guide you to the solution that best matches your business needs today as well as your future needs.
Today Payments Gateway Merchant Services
Feel free to contact us
Process with the Professionals
- Automate Accounts Receivable Collection with Same Day Settlement & Deposit
- Automate Accounts Payable Payments with Same Day Settlement & Deposit
- One-Time & Recurring Debits & Credits with Same Day Settlement & Deposit
Each day, thousands of businesses around the country are turning their transactions into profit with payment solutions like ours.
Today Payments Gateway Merchant Services® gives your company choices in the method of payment that you can accept from your customers.
We support ACH formats, including ARC (Accounts Receivable Check Conversion), BOC (Back Office Conversion), PPD, CCD, TEL, RCK, POP, WEB, Multiple Batch and Import options. See ACH format definitions. Our software is designed for simplicity and ease-of-use.
