![Today Payments Gateway](images/PayNowDraft.jpg)
![Instant Payments](https://todaypayments.com/images/LargeOrangeBankImage.png)
Good Funds & Wire Solutions
Online integrated Origination, Sending, Receiving and Recordation of all Good Funds Transfers.
"All participants receive instant real-time electronic notifications. Use our online Payment Gateway interface or integrate your in-house system with our API"
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Credit Card Processing
Retail Face-to-Face
Mail Order Telephone Order
eCommerce Internet Sales
eMail Invoicing
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Check Processing
Online Reporting with Images
Stop Going to the Bank
Next Day Funding
Check 21 - Remotely Create Checks
Electronic Check
Who is Today Payments?
![Real-Time Payments](https://todaypayments.com/images/RealTimePayments_logo.png)
Real-Time Payments at the speed of life ™ ~
![RfP Request for Payment](https://requestforpayment.com/images/Single Screens 25a_72.png)
![the FedNow Service Instant Payments](images/FedNowService300x300.jpg)
![Good Funds Gateway](images/GoodFunds.jpg)
![Same-Day ACH](images/SameDayACH.jpg)
What are Good Funds?
Real time interbank payments
Good Funds, is defined simply as: Collected funds in a bank account and usable immediately by the owner of the account. Our "Good Funds" payment gateway allows for real-time digital payments that are immediate, irrevocable, intra-bank and/or interbank account-to-account (A2A) transfers that utilize a real-time messaging system connected to every transaction participant through all U.S.-based financial institutions. Funds are available for use by the receiver and real-time confirmation is provided to both you ("the sender") and receiver in seconds. Most Good Funds transactions are "Credit Push" versus "Debit Pull."
What we do
Good Funds Gateway, we believe, is the only payment processing gateway providing Instant Payments of "Good Funds" transactions, Wires, Visa Direct, ACH, Electronic Check, Credit Card, Debit Card and Paper Check conversion/payment solutions all with one convenient login with the additional benefit of accounting software integrations! Today Payments Gateway Merchant Services is one of the fastest-growing privately held electronic funds transfer processors in the United States. TPGMS customers benefit from a comprehensive suite of payments products and services. Our customers receive faster availability of funds on deposited items and instant notification of items presented for deposit, all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology, TPGMS provides tools to help organizations of all sizes reduce transaction costs, mitigate risk and increase efficiencies. Imperative element in instant payments is two-factor authentication, where users must prove their identity in two out of three ways (something they are, something they have and something they know), Our system ensures proper Authentication, Authorization, Verification, Settlement, Notifications and Postings.
Value through Innovation
Your Choice ~ Integrate your software system with us (e.g. Real Estate / eCommerce / Accounting / Billing / CRM / Invoicing or, send us your API and we'll integrate with YOU! Since inception, TPGMS has focused on providing maximum value to our customers by expanding the technological capabilities of core payment infrastructures. Through these developments, we have been able to help our clients reduce their operating costs, increase cash flow and maximize their resources. As the payment industry evolves, TPGMS is committed to providing leadership and solutions that leverage emerging technologies. Through these innovations, we fulfill our company's primary objective: to provide our clients with the services and tools they need to succeed.
Today Payments Gateway Advantages
100% Secure Payment Processing
Form 1099 Generation
Online "Credit-Push" Payment Solutions for "Pay-0uts" (Accounts Payable)
Eliminate Paper Checks
Eliminate customer service calls
Payment Processing Method Selection
Eliminate waiting for checks to "clear"
Payment Reconciliation
Reduce Accounting Time and Expenses
Today Payments Gateway Merchant Services
...continues to meet the challenge of our clients by offering cost effective "good funds", Visa Direct, wires, credit card, ACH and e-check payment processing services into the electronic payment solutions banking system. Electronic banking includes the transfer of funds between companies (B2B) and/or (B2C) consumer accounts for collection and payments.
Good Funds Payment Processing
Our Advantages
Lowest Rates |
Low Rates and Fast Funding
We offer the absolute Lowest Rates Rate Quote and faster funding than other providers |
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Our Promises to YOU |
Call us for more promises!
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Integration |
Works with QuickBooks® Versions above 2007
Use your QuickBooks® Hosted Online and desktop versions: Pro, Premier, and Enterprise Editions as early as 2007. Not compatible with the online edition |
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Ease of Use |
Payment Option Variety
Make it easier for customers to do business with you by accepting a variety of payment options |
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Accept All Payment types |
Accept Credit Cards, ACH (eCheck) & Paper Check Transactions
Most providers only support credit card transactions. Expand your ability to collect payments |
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Simplify |
A Single System
Simplify your financial operations with a single system and single set of records for all payment processing, whether web order, phone order, cash sale or invoice payment |
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Cash Flow |
Shorten time to Payment
Improve cash flow and shorten time to payment with cost-effective credit card, business card and purchasing card acceptance |
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PCI Compliant |
Customer Vault
Use our powerful Customer Vault, with payment Tokenization, to store billing information in a PCI Compliant system and issue subsequent transactions against that billing information |
Good Funds News
FedNow Service - U.S. Federal Reserve's Real-Time Payments coming 2023
August 5, 2019 Federal Reserve announcing FedNow Real-Time Payments!
U.S. Payment System: Recommendations for Safe Evolution and Future Improvements
Federal Reserve System - Availability of Funds and Collection of Checks: Proposed Rule
Federal Reserve - Faster Payments Initiative (part 1)
Federal Reserve Banks
NACHA - National Automated Clearing House Association
Secure Exchange - Good Funds Network
Faster Payments Task Force Final Report (part 2)
ACH APIs to transform the Payments Industry
Stop Going to the Post Office to Mail Checks!
Funds Automatically Deposited in your Existing Bank Account.
Perform the following types of transactions with ease:
- ~ using the Today Payments Gateway Payment Widget send the receiver an Email message with your inter-bank link "...consumers and businesses indicated that they would rather share an e-mail address or a phone number to make/receive payments instead of sharing their bank account numbers." Page 29, Strategies Improving US Payment System
- ~ send the receiver an ACH Credit (See SameDayACH.com for Same-Day Clearing of ACH Credits.
We offer a wide variety of payment processing solutions to fit any size business. By telling us (give us a call toll-free or send us an email) the type of payment service you are looking for, you will help us guide you to the solution that best matches your business needs today as well as your future needs.
Today Payments Gateway Merchant Services
Feel free to contact us
Process with the Professionals
![hand shake](images/handshake.jpg)
- Automate Accounts Receivable Collection with Same Day Settlement & Deposit
- Automate Accounts Payable Payments with Same Day Settlement & Deposit
- One-Time & Recurring Debits & Credits with Same Day Settlement & Deposit
Each day, thousands of businesses around the country are turning their transactions into profit with payment solutions like ours.
Today Payments Gateway Merchant Services® gives your company choices in the method of payment that you can accept from your customers.
We support ACH formats, including ARC (Accounts Receivable Check Conversion), BOC (Back Office Conversion), PPD, CCD, TEL, RCK, POP, WEB, Multiple Batch and Import options. See ACH format definitions.
Our software is designed for simplicity and ease-of-use.